*{box-sizing:border-box}
body{margin:0;font-family:'Archivo',sans-serif;color:#3A4356;background:#fff}
a{color:#1D4EA2;text-decoration:none}a:hover{color:#153B7E}
h1,h2,h3,.f-head{font-family:'Poppins',sans-serif}
.wrap{max-width:1160px;margin:0 auto;padding:0 40px}
.topbar{background:#F4F6FA;border-bottom:1px solid #E4E9F2;display:flex;justify-content:flex-end;gap:24px;padding:8px 40px;font-size:13px}
.topbar a{color:#5A6478}
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid #E4E9F2;display:flex;align-items:center;justify-content:space-between;padding:14px 40px;gap:24px;flex-wrap:wrap}
header.site .logo img{height:52px;display:block}
nav.main{display:flex;gap:6px;flex-wrap:wrap}
nav.main a{font-family:'Poppins',sans-serif;font-weight:500;font-size:14.5px;padding:9px 14px;border-radius:6px;color:#3A4356}
nav.main a.on{background:#EAF0FA;color:#1D4EA2;font-weight:600}
.btn{display:inline-block;background:#1D4EA2;color:#fff;font-family:'Poppins',sans-serif;font-weight:600;font-size:14px;padding:12px 26px;border-radius:6px;border:none;cursor:pointer}
.btn:hover{background:#153B7E;color:#fff}
.btn-outline{display:inline-block;border:1px solid #1D4EA2;color:#1D4EA2;font-family:'Poppins',sans-serif;font-weight:600;font-size:14px;padding:11px 24px;border-radius:6px;background:transparent;cursor:pointer}
.btn-outline:hover{background:#1D4EA2;color:#fff}
.btn-ghost{display:inline-block;border:1px solid #43537A;color:#fff;font-family:'Poppins',sans-serif;font-weight:600;font-size:15px;padding:13px 26px;border-radius:6px}
.btn-ghost:hover{border-color:#7FA6E8;color:#fff}
.hero{background:#16233B;background-image:radial-gradient(circle at 20% 30%,rgba(78,124,205,.25) 0,transparent 40%),radial-gradient(circle at 80% 70%,rgba(29,78,162,.35) 0,transparent 45%),radial-gradient(rgba(255,255,255,.07) 1px,transparent 1px);background-size:auto,auto,26px 26px;color:#fff;padding:72px 0}
.hero .kicker{font-size:13px;letter-spacing:.18em;color:#7FA6E8;font-family:'Poppins',sans-serif;font-weight:600}
.hero h1{font-weight:700;font-size:40px;line-height:1.15;margin:14px 0 0}
.hero p.lead{font-size:17px;line-height:1.7;color:#C3CEE3;margin:16px 0 0;max-width:680px}
.sec{padding:80px 0}
.sec-alt{background:#F4F6FA}
.sec-dark{background:#16233B;color:#fff}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.split{display:grid;grid-template-columns:1.1fr 1fr;gap:56px;align-items:center}
.card{border:1px solid #E4E9F2;border-radius:10px;padding:28px;background:#fff}
.card:hover{border-color:#1D4EA2}
.card h3{font-weight:600;font-size:19px;color:#16233B;margin:0 0 10px}
.card p{font-size:14.5px;line-height:1.6;margin:0}
.card .kicker{font-size:12px;letter-spacing:.14em;color:#1D4EA2;font-family:'Poppins',sans-serif;font-weight:600;margin-bottom:8px}
.shadowcard{background:#fff;border-radius:10px;padding:28px;box-shadow:0 1px 3px rgba(22,35,59,.08)}
h2.sec-title{font-weight:700;font-size:32px;color:#16233B;margin:0 0 16px}
.ph{background:#EDF1F8;border:1px dashed #B9C8E4;border-radius:12px;display:flex;align-items:center;justify-content:center;color:#8A93A6;font-size:13px;min-height:160px;text-align:center;padding:12px}
input,select,textarea{font-family:'Archivo',sans-serif;border:1px solid #D5DCE8;border-radius:6px;padding:12px 14px;font-size:14.5px;width:100%}
label.chk{display:flex;gap:10px;font-size:13px;color:#5A6478;align-items:flex-start}
label.chk input{width:auto;margin-top:2px}
footer.site{background:#0F1930;color:#B9C8E4;padding:64px 0 32px}
footer.site a{color:#B9C8E4}footer.site a:hover{color:#fff}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;align-items:start}
.fhead{font-family:'Poppins',sans-serif;font-weight:600;font-size:14px;color:#fff;letter-spacing:.08em;margin-bottom:12px}
.social{display:flex;gap:16px;align-items:center;margin-top:10px}
.social a{color:#7FA6E8;display:flex}.social a:hover{color:#fff}
.contact-social a{color:#1D4EA2}.contact-social a:hover{color:#153B7E}
.fbottom{border-top:1px solid #22314F;margin-top:48px;padding-top:20px;display:flex;justify-content:space-between;gap:24px;font-size:12.5px;color:#6B7A99;flex-wrap:wrap}
.fbottom a{color:#6B7A99}
.modal-bg{position:fixed;inset:0;background:rgba(22,35,59,.6);z-index:100;display:none;align-items:center;justify-content:center;padding:24px}
.modal-bg.open{display:flex}
.modal{background:#fff;border-radius:12px;max-width:460px;width:100%;padding:36px;display:flex;flex-direction:column;gap:14px}
.panel{background:#F4F6FA;border-radius:10px;padding:26px}
.panel h3{font-weight:600;font-size:16px;color:#1D4EA2;margin:0 0 10px;letter-spacing:.06em}
.cta-band{background:#16233B;border-radius:12px;padding:36px;display:flex;justify-content:space-between;align-items:center;gap:24px;color:#fff;flex-wrap:wrap}
article.post{max-width:760px;margin:0 auto;padding:0 40px}
article.post h1{font-size:36px;color:#16233B;line-height:1.2}
article.post p{font-size:16.5px;line-height:1.8}
article.post .meta{font-size:13.5px;color:#8A93A6}
@media(max-width:900px){
 .grid3{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr;gap:32px}.fgrid{grid-template-columns:1fr;gap:32px}
 .wrap{padding:0 20px}.topbar{padding:8px 20px}header.site{padding:12px 20px}.hero h1{font-size:32px}
}
@media(max-width:600px){.grid3,.grid2{grid-template-columns:1fr}.hero{padding:56px 0}.sec{padding:56px 0}}